10 Smart Money Moves for Women

"The reality is that whether you are rich, poor, or in between, the person that you are going to have to rely on the most to keep you from the poor-house is yourself?your creativity, your imagination, your intuition, and your smarts. "

"Until you feel that you have a true handle on spending , ask yourself, do I need this or do I want it?"

"What you need in income each month if a "worse case" scenario occurs, multiplied by three to six, is the amount you want to accumulate before you start investing."

"If the courtroom looks like a possibility, a Certified Divorce Planner can be an important member of your divorce advisory team and make a difference financially when the divorce is over."

"Current assets of a company should outnumber its liabilities by at least two to one."

"For busy women who haven't the time or skill to study and pick their own stocks, mutual funds offer professional management."

"Most of us are unaware of our positions as money managers because we don't speak the same jargon as the economists who work in government and the ivory towers of the financial community."

"Make it a personal rule not to charge "disposable" items, such as gasoline and food, on your credit card."

"If you get conned or scammed when you move past the age of fifty, the damage can be unbelievably destructive."